Email an Agent
Click to Call
Get Directions
Water damage is one of the most common issues homeowners face, and Elk Grove Village residents are no exception. From burst pipes to heavy rains, water can cause significant damage to your home and belongings. Hollinger Insurance Services is here to help Elk Grove Village homeowners understand how home insurance can protect them from water-related disasters.
What Does Water Damage Coverage Include?
Home insurance policies typically cover water damage caused by sudden and accidental events. For example, if a pipe bursts and floods your basement, your policy can help cover the cost of repairs and replacing damaged items. Similarly, water damage from a leaking roof caused by a storm may also be covered. However, it’s important to note that gradual damage, such as mold or wear and tear, is usually excluded.
What’s Not Covered?
While home insurance provides valuable protection, it doesn’t cover all types of water damage. Flooding caused by natural disasters, such as heavy rains or overflowing rivers, is not included in standard policies. For this type of coverage, Elk Grove Village homeowners need a separate flood insurance policy. Additionally, damage caused by neglect, such as failing to repair a known leak, is also excluded.
How Elk Grove Village Homeowners Can Stay Protected
- Maintain Your Home: Regularly inspect your plumbing, roof, and gutters to prevent leaks and water damage.
- Consider Flood Insurance: If you live in a flood-prone area, adding flood insurance to your coverage can provide extra protection.
- Act Quickly: Address water damage as soon as it occurs to prevent further issues like mold growth.
Water damage can be stressful, but the right insurance coverage can make recovery much easier. Hollinger Insurance Services is proud to serve Elk Grove Village homeowners, offering policies that protect your home and belongings. Visit Hollinger Insurance Services today to learn more about water damage coverage and how it can protect your property.