Auto Insurance in Illinois
At Hollinger Insurance Services, we offer comprehensive auto insurance policies to safeguard you and your vehicle. As an independent agency in Elk Grove Village, IL, we understand the specific insurance needs of Illinois drivers. Our auto insurance policies are tailored to protect you — whether commuting to work, running errands, or taking a family road trip.
Navigating Auto Insurance with Hollinger Insurance Services
We work with Illinois drivers to find reliable auto insurance options from multiple top-rated carriers. We provide coverage for liability, collision, uninsured/underinsured motorist, comprehensive, and more. Go beyond the state minimums and get full coverage for any situation — at a price that fits your budget.
Why Choose Hollinger Insurance Services?
We understand that every driver and every vehicle has unique insurance needs. As an independent agency, we're not tied to one company — we compare rates from Progressive, Nationwide, Travelers, Liberty Mutual, and more to find the right fit for your driving profile and budget. Whether it's coverage for vehicle damage, liability costs, or medical expenses following an accident, our policies are designed to help you face unexpected situations with confidence.
We Shop the Market for You
One call gets you rates from multiple top-rated carriers. We do the comparison so you get the best value — not just whoever happens to be advertising. Bundle your auto with home, renters, or condo insurance and save significantly on both policies.
Local Elk Grove Village Agency Since 1981
We know Illinois roads, Illinois requirements, and Illinois drivers. When you have a claim or a question, you talk to a local agent who knows your account — not a 1-800 number. We guide you through the claims process and advocate on your behalf to help get a fair settlement.
What's Typically Covered
- ✓Liability (bodily injury & property damage)
- ✓Collision coverage
- ✓Comprehensive (theft, weather, animals)
- ✓Uninsured / underinsured motorist
- ✓Medical payments (MedPay)
- ✓Roadside assistance & towing
- ✓Rental reimbursement
- ✓Gap coverage for financed vehicles
- ✓New car replacement
- ✓Rideshare endorsement (Uber/Lyft)
Frequently Asked Questions
What is the minimum auto insurance required in Illinois?
Illinois requires liability coverage of at least $25,000 per person / $50,000 per accident for bodily injury, and $20,000 for property damage. Uninsured motorist coverage is also required. Most drivers benefit from carrying higher limits than the state minimums.
How can I lower my auto insurance premium?
Bundling with your home or renters policy, maintaining a clean driving record, raising your deductible, and taking a defensive driving course are all effective ways to reduce your premium. We'll walk you through every available discount.
Does my auto insurance cover me if I drive into Wisconsin or Indiana?
Yes — your Illinois auto policy follows you across state lines and meets the minimum requirements of most other states. If you regularly drive in another state, let us know and we can confirm your coverage is adequate.
How often should I shop my auto insurance rate?
We recommend reviewing your policy every 1–2 years or after any major life change — new vehicle, new driver in the household, moving, or marriage. Rates shift regularly and we're happy to re-shop at any time.
Connect with Hollinger Insurance Services
Send us your current declarations page or call and we'll have a comparison ready fast. Drive with peace of mind knowing our comprehensive auto insurance policies have you covered.