Motorcycle Insurance in Illinois

Your motorcycle is more than transportation — it's a passion. A dedicated motorcycle policy provides coverage that a standard auto policy can't: liability tailored to bike use, gear and accessory coverage, and options for the Illinois riding season. Hollinger Insurance Services shops multiple carriers to find the right policy for your make, model, riding history, and budget.

Coverage Designed for How You Ride

Different carriers rate motorcycles differently based on the type of bike, your riding history, and how you use it. We shop Progressive, Foremost, Nationwide, and others to find the best rate for your specific situation — whether you're on a Harley, a sport bike, a cruiser, or an adventure tourer.

Illinois Seasonal Discounts

Riders who store their bikes for the Illinois winter can take advantage of lay-up discounts — suspending certain coverages during months the bike isn't ridden to lower your annual premium, while keeping comprehensive coverage active to protect your bike in storage.

Gear, Accessories & Bundling

Your helmet, jacket, and custom parts are an investment. We make sure your policy covers riding gear and aftermarket accessories. Bundle your motorcycle with your auto and home policies and save on all three.

What's Typically Covered

• ✓Bodily injury & property damage liability
• ✓Collision coverage
• ✓Comprehensive (theft, weather)
• ✓Uninsured / underinsured motorist
• ✓Medical payments
• ✓Riding gear & helmet coverage
• ✓Custom parts & equipment
• ✓Roadside assistance & towing
• ✓Total loss replacement
• ✓Lay-up / storage discount

Frequently Asked Questions